Guide on How to Find Assisted Living Facilities

 

doctor visitSome research I have looked into on Assisted Living Facilities compared to Nursing Homes. I know it is not something that is enjoyable to think about, but sometimes it is something we have to do.

Aging adults can grow well by living self-reliant at an assisted living facility that offers them care, meals, entertainment, amenities and activities in a warm community setting. Assisted living facilities are helpful to aging adults such that they can maintain their independence. These facilities provide care for those who need day-and-night nursing care.

It is difficult to make a choice on an appropriate care option for a senior. Sometimes it involves a lot of stress moving a loved one from a place they have called ‘home’ for many years to a completely new place. It also involves making a decision on behalf of a parent. As such, before making a transition from a private residence to a care facility, it is important to be as smooth as possible. To do so, one should go through a process of decision-making with complete knowledge and understanding. This guide thus offers information needed for making decisions on the care option that is preferable for your loved ones.

Things to Compare

Those reading this article right now are at present comparing the potential advantages of an assisted living facility with other places where people live. The key decision factors include the costs and the level of care required.

When looking for an assisted living facility for yourself or your loved one, consider the following:

• Community focus

• Onsite amenities

• Location

• Opportunities for physical activity

• Quality of staff

Costs associated with the care

It is essential to consider the cost of care if one is looking for an assisted living facility for the elderly. Many factors may affect the cost of staying in the \assisted living facility, but the seniors and the caregivers should always compare the prices and the services offered by the different assisted living facilities before considering a living arrangement.

Entrance fee

Most of the assisted living facilities are known to charge a substantial amount of money as entrance fee for new residents. The fee is known to be used in the future to cover medical expenses and thus kept as a reserve by the facility. Residents can decide if they want their unused portion to be given back to them or their beneficiary when they leave the facility in the future.

Monthly fee

Monthly fees comprise some housekeeper’s fees, rent, maintenance and access to community activities and a selected number of meals. Some inclusions will suffer from variations in different facilities and this is important to inquire about the kind of services specifically being offered.

Level of care

The cost of care will always be affected by the levels of care that the facility provides. Some levels such as 24-hour care will be expensive as opposed to levels that individuals require limited assistance. Before a selection of a facility is made, the caregivers and the potential residents of the facility should conduct an assessment on the seniors and establish the existing kind of needs and abilities.

Non-profit

The non-profit facilities are known to offer cheaper choices as opposed to the for-profit assisted facilities. In the non-profit facility, the services offered to a resident may be limited to a specific population, for example, those living below the poverty line. As such, the non-profit assisted facility in most cases works in conjunction with religious organizations or churches.

For-profit/ publicly traded

Most assisted facilities are a for-profit business and thus caters to varying groups making it a bit more expensive. When the facility is publicly traded, the management and the leadership staff are answerable to the shareholders in case questions regarding profitability will rise.

Location

The location of a potential assisted living facility is important for a new resident same as the amenities present in the facility. There should be information by the caregivers regarding the kind of amenities that exits near a given community and what makes the facility more attractive than the others.

Suburban– Generally, assisted living facilities located in the suburbs to have spacious gardens and access to outdoor activities. This is one of the important attributes that most residents would find thrilling.

Residential– assisted living facilities with many residents to allow those living in the facility to connect with individuals from outside the facility. In many cases, they get a chance to live closer to their homes and family members.

Urban- residents who get a chance to live in an urban facility always get access to more public services such as libraries and parks. In some cases, where the city transportation is reliable, the facility may offer residents a chance to be mobile.

Medical district- residents who are chronically ill or have some health complications may want to live in a facility which is located next to a hospital for easy access to medical services. Being near a medical district will make it easier reaching the medical providers in cases of emergencies.

Costs of Living

The costs of assisted living always vary by state in the United States. For example, some assisted living facilities are expensive and thus costly forcing families to relocate to states where the facilities are affordable.

The table below shows recent data on the costs including daily monthly and yearly cost of an assisted living facility in the various states in the U.S.

      State       Daily        Monthly         Yearly

  • Alabama  $95         $2,900           $34,800 
  • Alaska    $189         $5,750          $69,000    
  • Arizona  $115        $3,500           $42,000
  • Arkansas  $103       $3,133         $37,590
  • California  $132      $4,000         $48,000
  • Colorado  $134      $4,063         $48,750
  • Connecticut  $163   $4,950      $59,400
  • Delaware     $176    $5,368      $64,416
  • District of Col  $220   $6,700   $80,400
  • Florida     $100        $3,045     $36,540
  • Georgia   $94       $2,850       $34,200
  • Hawaii   $136      $4,125       $49,500
  • Idaho   $105        $3,200      $38,400
  • Illinois   $128       $3,898     $46,770
  • Indiana   $116    $3,528       $42,330
  • Iowa      $116       $3,518       $42,210
  • Kansas   $127     $3,863     $46,350
  • Kentucky  $108    $3,300     $39,600
  • Louisiana  $104   $3,155      $37,860
  • Maine     $164     $4,991       $59,892
  • Maryland     $123    $3,750    $45,000
  • Massachusetts  $180    $5,463    $65,550
  • Michigan        $117     $3,563     $42,750
  • Minnesota      $105   $3,200     $38,400
  • Mississippi      $105    $3,200    $38,400
  • Missouri      $83      $2,537     $30,438
  • Montana      $115    $3,513     $42,150
  • Nebraska     $115    $3,510     $42,120
  • Nevada         $100    $3,050     $36,600
  • New Hampshire  $158    $4,800    $57,600
  • New Jersey     $163   $4,950     $59,400
  • New Mexico   $118    $3,600     $43,200
  • New York        $136    $4,136    $49,635
  • North Carolina   $99   $3,000    $36,000
  • North Dakota    $110   $3,340    $40,080
  • Ohio               $118     $3,600      $43,200
  • Oklahoma     $92     $2,803     $33,630
  • Oregon       $134      $4,065     $48,780
  • Pennsylvania    $118    $3,600    $43,200    
  • Rhode Island    $162   $4,931   $59,161
  • South Carolina   $99    $3,000   $36,000
  • South Dakota   $111   $3,370   $40,440
  • Tennessee   $124    $3,780    $45,360
  • Texas       $116       $3,515    $42,180
  • Utah          $97        $2,950      $35,400
  • Vermont   $160     $4,860     $58,320
  • Virginia      $130     $3,950     $47,400    
  • Washington   $148  $4,500   $54,000
  • West Virginia $107  $3,263   $39,150
  • Wisconsin    $129    $3,934   $47,205    
  • Wyoming   $131     $3,995    $47,940

Source: 2016 Cost of Care Survey, Genworthcost of assisted living

Assisted living facilities vs. Nursing Homes

It is common to find a family of a senior looking for an assisted living facility or a nursing home in the U.S. If one is looking for a long-term care decision for a senior; it is important to note the distinguishing factors that exists between an assisted living facility and a nursing home to make the right choice.

Some ways that these two facilities differ include the level of care, costs, and privacy

Level of care

At an assisted living facility, it is expected that residents are able to be highly independent. As such, if a family member requires day-to-day attention, it is advisable not to consider an assisted living facility. He or she shouldn’t require constant attention and care if an assisted living facility is considered. Assisted living facilities do not have as many staff members as nursing homes and thus not advisable if the residents cannot move around or manage by themselves.

A nursing home, on the other hand, can provide and take care of residents with more complicated health conditions to monitor. Some the conditions may include severe cognitive impairment and chronic illnesses.

trying to figure it outCost

Nursing homes are significantly expensive since they hire more full-time workers to provide care that is of high levels to the residents. The costs of care also differ by states, but the average costs for a reserved room in a nursing home are over $7698 monthly.
Assisted living costs are relatively lower and vary by states. The average cost per month for an assisted living facility in most states is $3628 monthly. Monthly costs in Alaska, Hawaii, Connecticut and Washington D.C. are higher than average, sometimes upwards of $5000 monthly.

From the above information, one can clearly see that the costs of an assisted living facility are a fraction of that of a nursing home. As such, it is preferable to consider an assisted living facility unless the resident requires a high level of care.

Privacy and atmosphere

In an assisted living facility, there is lot of privacy. The resident has individual bathrooms and kitchens making it look like a private residence. On the hand, in a nursing home, there is congestion in and out of the room as there is sharing of rooms.

Additionally, patients in an assisted living facility have more control over the environment since they are allowing to customize their rooms and make them look like home. The creation of a home-like atmosphere is among some benefits for most of the families to who feel like the nursing homes feel cold, generic and sometimes sterile, and thus roasting to the resident’s personality.

Medical Supply Depot

New assisted living facilities

American Senior Communities have about 100 locations across Kentucky. Some services they offer in their facilities include memory care, respite stays, skilled nursing, hospice care, assisted living and independent living facilities.

New Energy Wellness– both the American Senior Communities residents and non-resident seniors can be part of the company’s gym, New Energy Wellness. The programs and equipment offered by the Fitness Centre are designed for older adults.

Twilight Wish: American Senior Communities takes part in Indiana’s Twilight Wish Foundation which helps seniors to fulfill their dreams. Applicants can access American Senior Communities’ website for more information.

Online resources: interested consumers can access the company’s website and find resources for seniors and loved ones. The website includes a blog, infographics, podcasts and international articles.

Options: American Senior Communities has a number of services they offer to individuals allowing them to find an option that meets their level of need or budget.

Facebook: each of the American Communities has a specific Facebook page. The pages are active and have stories about the activities undertaken by the facility and residents as well as the resources for those considering the facility as their option.

Best For: the company has facilities that are specific to various individuals. Their services meet the needs of seniors, retirees and those in need of part-time or full-time care.

Vi living has and manages ten Continuing Care Retirement Communities (CCRCs) across the United States. The offerings and amenities in the various states vary slightly by locations, so potential residents should access resources from the company website of the specific CCRC they are interested in.

Resident satisfaction: Vi Living carries out annual surveys to assess their resident’s satisfaction. It has been established that 90 percent of the recent data on the overall satisfaction is with CCRCs.

Pricing options: Vi Living charges an entrance fee and a monthly fee. It has also been established that different floor plans have different prices and thus the residents can choose a plan that is affordable to them

Single payment: residents at Vi Living locations pay a single monthly fee that includes, electricity bill, water, cable TV, rent, maintenance, and housekeeping.

Pet-friendly: Vi Living welcomes two pets per residents and must be under 30 pounds.

Continuum of care: residents who are no longer comfortable in their own apartments can move to an assisted facility without incurring any additional costs. Resident’s monthly fees will not change even if they move to an assisted living facility.

Best for: Vi Living is best suited for individuals who want a simple payment system and a variety of onsite amenities. These services are offered within Vi Living facilities and in all the CCRCs.

The Conclusion

As a Baby Boomer, I can see I need to save a lot more! I can see I have not adequately prepared for this.

You can see the cost of assisted living and a nursing home can be quite high. Social Security alone is not enough. I know there are several programs, insurance and ways to help with the cost of these services. After doing the research on finding the ideal assisted living facility and nursing home, a person may have to do some research on how to pay for all this.

 

comment below

2 thoughts on “Guide on How to Find Assisted Living Facilities

  1. asmithxu

    Yes, I was taken aback by how much this costs… and as someone who used to work in a nursing home, you definitely will want to go to a high quality facility which may mean paying more. What do you think about home care? It seems like it could be a good option for some people to me. In fact, many people in my family have managed to stay out of assisted living and nursing homes by getting a home health care company to come by a few times a week.

    1. Wayne

      Thank You for stopping by my website! Your kind comments are appreciated. You are correct about home nurses stopping by two or three times a week. Like assisted living you get what you pay for. I know before I quit working full time, we had a lady come by and check on my mother in her house twice a week. She would come over and clean and take my mum to the doctor or shopping if needed. That cost about $200 per week for 16 hours. Of course, someone that comes by five days a week and lets say they also did some nursing, would run into some considerable expenses. But this is a good option to keep your loved ones out of assisted living or the nursing homes. I can see this is a subject that a lot of people need to research and need more information on. Maybe I can do another article about affordable home nursing.  THX Again hope to talk to you soon!   Wayne

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